George Town, Malaysia—Penang’s colorful and lively historic state capital—offers retirees and expats one of the best overseas living opportunities in the world.

Also in this month’s issue:

• From the desk of Publisher Kathleen Peddicord… 2015: A Big Year Ahead.

• Predictions for 2015. Retirement Planning expert Paul Terhorst doubles down on his successful predictions from 2014.

• Continuing the countdown of our 2014 Retire Overseas Index Winners, this month’s Property Picks brings you six properties from a top overseas retirement destination: Samana, Dominican Republic.

SO WHAT ARE YOU WAITING FOR?